“No one is going to stand up at your funeral and say,
‘She had a really expensive couch and great shoes.’
Don’t make life about stuff.”
I am convinced that we don’t need as much money as we think to live. The problem is, there is a certain “standard of living” that we, as Americans, can easily start thinking we “deserve”.
Let’s start living a life that’s not about stuff.
“It’s not what we take up in life, but what we give up, that makes us rich.”
Today I want to challenge you to start living a little simpler.
We all have different weaknesses, but we all have them. Whatever yours is, learn to do without. Say NO to yourself.
Watch out for the following pitfalls!
This one can be oh so hard in our Amazon age! And the internet is amazingly helpful for conveniently getting things that legitimately need. The only problem is, it can also be conveniently helpful for getting things we don’t need at all!
Personally, I need to not shop for clothing online unless there is a specific item I need and am looking for. Otherwise, I could literally buy a different dress every single month. Any of you girls identifying? For some of you, it’s those sites with those amazing “only for one day” deals, or buying books or movies, and the list could go on. Whatever it is, even your online shopping needs to be strategic and not impulsive!
Use online shopping to your advantage, but be careful with it. I personally love shopping online, I just try to be careful to stay within budget and not buy impulsively, especially “deals.” There is nothing wrong with thinking about a purchase overnight and waiting to click the “purchase” button. You may decide not to get it, or you may be more convinced than ever that you really do want to make the purchase!
Just don’t go to them every time you feel like it. It’s ok. Someone else needs the “amazing finds” worse than you do. When you do need something, go with a list, and a friend or sister if you need accountability.
Going out to Eat
Choose your eating out carefully and sparingly. It really adds up! I grew up hardly ever going out to eat, so it’s always been something I viewed as a rare and special treat. I want it to always be that way. Food made at home is so much healthier and more affordable, and when you only go out to eat every once in a great while, it is that much more special!
Buying Clothes and Shoes
I have seen that this one can be a biggie for girls and guys alike. Set a budget amount and stick to it.
Also, SIMPLIFY your wardrobe and you will need to spend a whole lot less. 30 pairs of shoes and 50 outfits will complicate your life and ruin your budget.
As mentioned earlier, this can be a big money drain! Two lattes per week (@ $4.50 each) adds up to almost $500 PER YEAR! Now, I am not saying it’s sinful to buy coffee drinks. I just want you to count the cost and decided how much you should really be spending on it. Again, if you greatly limit yourself, that latte once per month will seem pretty luxurious!
For some of my brothers, they can easily spend a whole lotta money at Scheels! They are avid hunters, and as any hunter knows, it isn’t a cheap sport. My hunter brothers have an actual “hunting category” in their budget every month, and enjoy it to the fullest!
Others may like buying a ticket to a football game, or going golfing, and the list goes on. Be careful about these expenses and make sure that what you are spending on hobbies is in line with your life priorities and financial goals.
With 50 million US subscribers (at a minimum of $96 per year for a subscription), Netflix has found a niche in a society that is crazy about entertainment. While entertainment is not wrong in and of itself, the message of the entertainment and the price at which it comes can have serious spiritual and financial implications.
Even if you don’t have Netflix, be careful about spending money on entertainment. Amusement parks, dvd’s, iTunes, etc add up incredibly.
Thank you all for joining me for another Money Monday! Which one of the above pitfalls struck a chord with you?
I am excited to be back on here next Monday talking about investing! If you have questions you want me to answer, leave a comment or shoot me an email.